Seattle Auto Insurance
Also Serving Everett, Shoreline, Wenatchee, Methow Valley & Areas Across Washington State
Every time you sit behind the wheel of a vehicle, you take a risk. A risk of an accident, injury, damages and more. Protecting against that risk is an important responsibility and the right insurance policy can help you do that. Auto insurance is designed to protect you, your passengers and everyone on the road in case of an accident.
Empire Insurance Brokers understands those risks and our agents are dedicated to helping you find an auto insurance policy tailored for your needs and your budget.
What Does Auto Insurance Cover?
A full coverage auto insurance policy through Empire Insurance Brokers generally includes:
Comprehensive Coverage: Comprehensive coverage provides compensation for damages to the vehicle caused by fire, wind, hail, lightning, smoke, theft, vandalism and other incidents not involving collision.
Collision Coverage: Collision coverage provides compensation for damages to the vehicle caused by a collision with another vehicle or object.
Liability: Liability insurance covers bodily injury and property damage you may face after an accident, no matter who caused the accident.
Medical Payments Coverage: Medical payments coverage provides compensation for medical bills you and your passengers may face after an accident, no matter who caused the accident.
Uninsured/Underinsured Motorist: This insurance covers damages incurred in an accident involving a driver who is not carrying insurance.
Roadside Assistance: Roadside assistance covers trip interruption expenses such as needing to be towed, flat tires and running out of gas.
Ask an insurance agent about additional coverages you may need for your vehicle.
Why is Auto Insurance Important?
Auto insurance is legally required in all states in the U.S., although requirements vary state to state. In Washington, for example, all vehicles must be insured with at least:
$25,000 in bodily injury liability per person
$50,000 in bodily injury liability per accident
$10,000 in property damage liability
$25,000/$50,000 in uninsured motorist bodily injury per person/per accident
Aside from legal requirements, auto insurance is crucial for protecting yourself, your passengers and everyone else on the road in case of an accident.
Insure Your Vehicle Today
Protect your vehicle and everyone in it with the right auto insurance policy. Call Empire Insurance Brokers at 425-774-1324 or fill out an online quote form to get started.
Common Auto Insurance Questions
How Far Back Do Auto Insurance Companies Look?
In general, auto insurance companies may look back three to five years on your credit score and driving record. Keep in mind that accidents can last on your record for extended periods of time depending on the circumstances.
How Much Does Auto Insurance Cost?
Auto insurance premiums vary depending on your location, driving record, credit score, value of the vehicle, coverage limits and other factors. Fill out a quote form to find out how much you can save on auto insurance today.
How Does Auto Insurance Work?
Auto insurance is generally paid through monthly premiums. While the policy is active, you can file a claim to receive compensation for an accident or damages to your vehicle.